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    <title>Derek Bryer Calgary Real Estate Blog</title>
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    <description>Buying, selling, communities, home condition and market updates for Calgary, Alberta.</description>
    <language>en-CA</language>
    <lastBuildDate>Thu, 08 Oct 2026 00:00:00 GMT</lastBuildDate>
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      <title>Airdrie, Cochrane, Okotoks and Chestermere: Published Figures Side by Side</title>
      <link>https://liveloveworkcalgary.com/blog/airdrie-cochrane-okotoks-chestermere-compared/</link>
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      <pubDate>Thu, 08 Oct 2026 00:00:00 GMT</pubDate>
      <category>Neighbourhoods</category>
      <description>Airdrie, Cochrane, Okotoks and Chestermere side by side: CREB September 2026 benchmark prices, population, 2026 tax rates where published and local transit.</description>
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    <item>
      <title>Alberta has no land transfer tax, but Land Titles still charges a fee</title>
      <link>https://liveloveworkcalgary.com/blog/alberta-land-title-fees-vs-land-transfer-tax/</link>
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      <pubDate>Thu, 08 Oct 2026 00:00:00 GMT</pubDate>
      <category>Costs and Taxes</category>
      <description>Alberta charges no land transfer tax. Land Titles charges a registration fee of $50 plus $5 per $5,000 on the transfer and the mortgage. Here is the formula.</description>
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      <title>Alberta's New Home Warranty Explained for Buyers</title>
      <link>https://liveloveworkcalgary.com/blog/alberta-new-home-warranty-explained/</link>
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      <pubDate>Thu, 08 Oct 2026 00:00:00 GMT</pubDate>
      <category>New Construction</category>
      <description>Alberta's New Home Buyer Protection Act sets minimum warranty terms of 1, 2, 5 and 10 years. See what each covers, how to check a builder and what to keep.</description>
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      <title>Two hailstorms, billions in damage and what a buyer asks about the roof</title>
      <link>https://liveloveworkcalgary.com/blog/calgary-hailstorms-2020-2024-what-buyers-check/</link>
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      <pubDate>Thu, 08 Oct 2026 00:00:00 GMT</pubDate>
      <category>Home Condition</category>
      <description>Insurance Bureau of Canada and CatIQ figures for the June 2020 and August 2024 Calgary hailstorms and the roof questions a buyer asks about a home.</description>
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      <title>How Calgary property tax is set and billed in 2026</title>
      <link>https://liveloveworkcalgary.com/blog/calgary-property-tax-2026/</link>
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      <pubDate>Thu, 08 Oct 2026 00:00:00 GMT</pubDate>
      <category>Costs and Taxes</category>
      <description>How Calgary sets and bills property tax in 2026: the rates, the assessment date, the June 30 due date, the TIPP monthly plan and the relief programs.</description>
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      <title>What a Calgary buyer pays on top of the price</title>
      <link>https://liveloveworkcalgary.com/blog/closing-costs-buying-a-home-in-calgary/</link>
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      <pubDate>Thu, 08 Oct 2026 00:00:00 GMT</pubDate>
      <category>Buying</category>
      <description>The cost lines a Calgary buyer meets between offer and possession, with the published figures for Land Titles fees, down payment minimums and condo documents.</description>
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      <title>The Dower Act: What Alberta Sellers Need to Know Before Selling</title>
      <link>https://liveloveworkcalgary.com/blog/dower-act-selling-a-home-in-alberta/</link>
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      <pubDate>Thu, 08 Oct 2026 00:00:00 GMT</pubDate>
      <category>Selling</category>
      <description>Under Alberta's Dower Act a married owner needs the spouse's written consent to sell a home held in one name. Here is the consent form and why lawyers check it.</description>
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      <title>Estoppel Certificates for Alberta Condo Buyers and Sellers</title>
      <link>https://liveloveworkcalgary.com/blog/estoppel-certificate-alberta-condo/</link>
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      <pubDate>Thu, 08 Oct 2026 00:00:00 GMT</pubDate>
      <category>Condos</category>
      <description>An estoppel certificate states what an Alberta condo unit owes the corporation. See who can request it, the 10 day deadline, the fee cap and what it excludes.</description>
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      <title>FHSA and Home Buyers' Plan: Limits, Rules and a Calgary Example</title>
      <link>https://liveloveworkcalgary.com/blog/fhsa-and-home-buyers-plan-calgary/</link>
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      <pubDate>Thu, 08 Oct 2026 00:00:00 GMT</pubDate>
      <category>Buying</category>
      <description>The FHSA and the Home Buyers' Plan side by side with the CRA limits, plus the first-time home buyers' tax credit, shown at CREB's September 2026 Calgary prices.</description>
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      <title>Moving from Ontario to Calgary: the deadlines and differences to plan for</title>
      <link>https://liveloveworkcalgary.com/blog/moving-to-calgary-from-ontario-checklist/</link>
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      <pubDate>Thu, 08 Oct 2026 00:00:00 GMT</pubDate>
      <category>Moving to Calgary</category>
      <description>The Alberta deadlines and differences for a mover from Ontario: driver's licence and vehicle in 90 days, health coverage, no PST and no land transfer tax.</description>
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    <item>
      <title>What a reserve fund study is and how to read one before you buy a condo</title>
      <link>https://liveloveworkcalgary.com/blog/reserve-fund-study-alberta-condo/</link>
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      <pubDate>Thu, 08 Oct 2026 00:00:00 GMT</pubDate>
      <category>Condos</category>
      <description>What an Alberta reserve fund study is under the Condominium Property Act, when one is due, which documents a buyer can request and how to read the plan.</description>
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